5 Easy Ways to Start Saving Now for Next Year’s Dream Vacation

Whether your ideal vacation destination includes an ocean-view villa, a quaint town, or a mountainside retreat, it can be good to get away from it all once in a while, especially after months of staying put. You may have mixed things up via staycations, virtual trips, and poring over old travel photos, but the fact … Read more

I Never Plan on Getting a Joint Account With My Boyfriend — Here’s Why

Growing up, my parents taught me as much about finances as they could, including how to save money, what it meant to have and maintain a credit score, how and why to schedule payments, and everything in between. Throughout my adulthood, the information came in handy, especially when I met my partner and eventually moved … Read more

7 Habits That Can Help You Actually Pay Off Your Credit Card Debt

Kara Nesvig Contributor Kara Nesvig grew up on a sugar beet farm in rural North Dakota and did her first professional interview with Steven Tyler at age 14. She has written for publications including Teen Vogue, Allure and Wit & Delight. She lives in an adorable 1920s house in St. Paul with her husband, their … Read more

7 Common Myths About Credit Cards — and What to Know Instead

Kara Nesvig Contributor Kara Nesvig grew up on a sugar beet farm in rural North Dakota and did her first professional interview with Steven Tyler at age 14. She has written for publications including Teen Vogue, Allure and Wit & Delight. She lives in an adorable 1920s house in St. Paul with her husband, their … Read more

4 Things You Should Always Do Before Reselling That Investment Piece

Kara Nesvig Contributor Kara Nesvig grew up on a sugar beet farm in rural North Dakota and did her first professional interview with Steven Tyler at age 14. She has written for publications including Teen Vogue, Allure and Wit & Delight. She lives in an adorable 1920s house in St. Paul with her husband, their … Read more

Why We Need to Start Talking About the Investment Gap

October is Money Month at Apartment Therapy! That means we’re sharing stories about saving money to buy a home, hacks to help you stick to your budget, and more all month. Head over here to see them all! The idea of investing your hard-earned money can be scary. There’s the need to figure out the right training platform, … Read more

The Easy, Hands-Off Savings Hack AT Readers Swear By

Saving money can be stressful, especially if you’re starting from scratch or haven’t always been diligent about doing so. As Business Insider reported in August 2020, the average American family has about $40,000 in savings, but this number can be vastly affected by a person’s age, race, or familial status. (For example, the average Black … Read more

7 Outdated Money Rules That Don’t Make Sense Anymore, According to Experts

Whether you’re just trying to get by, pay rent or your mortgage, or save a little cash each month, it’s likely you’ve heard your fair share of financial tips. They’re often things like “If you skip buying coffee each morning, you’ll be able to save $X per year,” or “You should have this much in … Read more

Here’s Why I Color-Code All My Bill Payments — and How It Helps Me Save Money

We independently select these products—if you buy from one of our links, we may earn a commission. I’ve always played around with different ways to organize my day-to-day life, including my bullet journal and to-do list for different chores and tasks. In my quest to make bill-paying easier, I’ve worked with Excel spreadsheets, tried online … Read more