Home Financing

If you’re a millennial, you’ve likely been lectured on homeownership and how it’s an important mile-marker of adulthood and wealth management. If you’re a millennial in 2021, you’ve probably been advised to buy a home because “you’ll never see interest rates this low again.” If you’re a millennial and married, you can’t escape the pressures … Read more

Whether you’ve just moved into your home or you’ve lived there for years, there’s a good chance it’ll need work at some point. However, home renovations can be expensive — averaging around $46,780 for a top-to-bottom remodel, according to HomeAdvisor — and most people don’t have the extra cash to fund projects. This is where … Read more

Lauren Wellbank Contributor Lauren Wellbank is a freelance writer with more than a decade of experience in the mortgage industry. Her writing has also appeared on HuffPost, Washington Post, Martha Stewart Living, and more. When she’s not writing she can be found spending time with her growing family in the Lehigh Valley area of Pennsylvania. … Read more

Lauren Wellbank Contributor Lauren Wellbank is a freelance writer with more than a decade of experience in the mortgage industry. Her writing has also appeared on HuffPost, Washington Post, Martha Stewart Living, and more. When she’s not writing she can be found spending time with her growing family in the Lehigh Valley area of Pennsylvania. … Read more

Flipping houses is all fun and dollar signs on TV. From watching regular people who strike gold flipping houses into Magnolia-worthy renos to those who create their dream home out of a diamond in the rough, who hasn’t wondered if they should get in on the game? It seems too good to be true, right? … Read more

Have you ever been daydreaming with your friends, talking about how it’d be fun to buy a home together and each live in a separate wing? Or maybe you’ve bounced around the idea of purchasing property with siblings as a creative way to afford a home in an expensive city? Enter the tenancy in common … Read more

The allure of adjustable rate mortgages (ARMs) has, in the past, been their low introductory rates. Nab one of these home loans, and your teaser interest rate is in place for a set amount of time before adjusting with market conditions — so, if you get a 7/1 ARM, you’ve got a set rate for … Read more

Lauren Wellbank Contributor Lauren Wellbank is a freelance writer with more than a decade of experience in the mortgage industry. Her writing has also appeared on HuffPost, Washington Post, Martha Stewart Living, and more. When she’s not writing she can be found spending time with her growing family in the Lehigh Valley area of Pennsylvania. … Read more